A massive tax refund feels great—until you realize what it actually means. You overpaid your taxes all year, and now the IRS is just giving you your own money back… with zero interest.
Instead of giving the IRS a free loan, you could have kept more of your cash throughout the year:
✅ Pay down debt, and save on interest
✅ Invest it, and earn returns
✅ Reinvest in your business, and grow faster
If your refunds are consistently large, adjust your withholdings\estimated payments. A perfect tax plan doesn’t leave you with a massive bill or a massive refund—it leaves you with more control over your cash.
